Estimated Reading Time: 2 minutes Investors who “stay in their seat” as Dimensional Founder, David Booth, likes to say, set themselves up nicely to achieve better outcomes. Despite all evidence to the contrary, investors have liquidated a record $135 billion…
Estimated Reading Time: 2 minutes Fear is a mighty powerful motivator but not always for good. American investors currently have nearly $4 Trillion stashed away in ‘ultra-safe’ target date funds inside their 401(k) retirement accounts. Target date funds, replete with…
Estimated Reading Time: 2 minutes That darn stock market has been all over the place lately. Is it time to ‘de-risk’ your portfolio? Is staying in worth it? Well, let’s take a step back and gain some perspective. Everything that…
Estimated Reading Time: 2 minutes Hundreds of times each day, the financial media derive (from thin air), explanations for what is transpiring in the stock market. How do they know? The only real unbiased perspective on the markets comes from…
Estimated Reading Time: 2 minutes According to a recent research paper by Vanguard (How America Saves 2019, 401(k) Statistics), an overwhelming percentage (77%) of retirement account investors utilize target date funds in their 401(k)’s. The lure of target date or…
Estimated Reading Time: 2 minutes Everyone invested in the stock market over the past few months knows what risk feels like. That uneasy feeling in the gut appeared rapidly as the day to day market declines took hold in the…
Estimated Reading Time: 3 minutes There are innumerable emotions that contribute to anxiety about temporary drawdowns in the stock market, but really just two underlying reasons. The first reason investors become anxious is because market declines underscore the gap between…
Estimated Reading Time: 3 minutes If you held tight and didn’t fall prey to desperation and fear over the past few months, you deserve a hearty congratulations. Exercising patience and discipline is something most investors find very difficult when the…
Estimated Reading Time: 2 minutes To some investors, the past few weeks in the market foretell coming doom and gloom. After all, there are dozens of big worries that the market has to overcome. The looming debt crisis, China trade…
Estimated Reading Time: 2 minutes Most of us presume events of the day, particularly those within the political or financial realms, are of vital importance and will remain so in the future. When something happens on the world stage today,…
