Estimated Reading Time: 2 minutes Investing is an activity that always bears some risk, but the exact nature of this risk is often misunderstood. During the first half of 2019, investors piled $255 billion (net of withdrawals) into bond funds…
Estimated Reading Time: 7 minutes Maintaining financial balance can be a daunting challenge. Balance is crucial since this provides stability and steadiness. Ultimately, financial balance protects you from falling or even failing financially. These 28 steps will help you achieve…
Estimated Reading Time: 2 minutes If you put your mind (or really your emotions) to work on it, you can always find troubling signs in the stock market. The late summer swoon accompanied by increasing volatility has brought many of…
Estimated Reading Time: 2 minutes According to a recent research paper by Vanguard (How America Saves 2019, 401(k) Statistics), an overwhelming percentage (77%) of retirement account investors utilize target date funds in their 401(k)’s. The lure of target date or…
Estimated Reading Time: 2 minutes Life is full of numbers, ratios, and percentages that have some particular meaning. The financial aspects of life are no exception of course, but some of these numbers bear more weight than others. Here’s a…
Estimated Reading Time: 2 minutes Your 50th birthday ushers in a decade that largely determines how much you will enjoy the balance of your life. The transition from vibrancy to maturity can happen quickly or slowly, but it happens to…
Estimated Reading Time: 3 minutes Let’s face facts. The overwhelming majority of firms operating broadly as financial advisors are of the “lowest common denominator” variety. Traditional financial services firms (Wall Street firms, insurance companies, banks, etc.) aren’t really about “service”…
Estimated Reading Time: 2 minutes Unfortunately, we sometimes have conversations with prospective clients that we can’t help. If someone just wants to maximize investment returns, we can’t help. Focusing only on maximizing returns is really a fleeting, ephemeral aspiration that…
Estimated Reading Time: 4 minutes Most financial decisions are a battle between the world as it is and the way we want the world to be; between reality and wishful thinking. To avoid letting wishful thinking put you on the…
Estimated Reading Time: 2 minutes We live in a noisy world. Today, we are overwhelmed with more information and choices than any previous generation. This can also apply to your finances — what we like to call “financial noise.” J.E….
