Estimated Reading Time: 3 minutes Physicians use bloodwork in order to identify signals that point to underlying medical conditions that may not yet be symptomatic. Your financial life emits signals as well, some of which can serve as early warning…
Estimated Reading Time: 2 minutes Death, taxes, and oh, one more…inflation. Those are all guaranteed. Well, there have been a few years, (the last year was 1954), where we had deflation but for the most part, ever increasing costs for…
Estimated Reading Time: 2 minutes It sure seems like there are a lot of clairvoyant financial advisors out there. It’s common to see interviews or read “insights” where advisors discuss what they “see” happening in the future. Here’s the really…
Estimated Reading Time: 3 minutes Because of increasing life expectancies, the decade between ages 50-60 is sometimes referred to as the “new 30s.” Your 50s is like a pause between different chapters of your life. It’s a place to catch…
Estimated Reading Time: 4 minutes Helping investors prepare for the fragile decade, (the five years prior and five years after retirement), is a central focus for our firm. While people are living longer for sure, in many cases, their financial…
Estimated Reading Time: 3 minutes Let’s face facts. The overwhelming majority of firms operating broadly as financial advisors are of the “lowest common denominator” variety. Traditional financial services firms (Wall Street firms, insurance companies, banks, etc.) aren’t really about “service”…
Estimated Reading Time: 3 minutes I was meeting with a prospective client recently and an image shot across my brain. The image was of this educated, successful couple indulging in a breakfast that consisted entirely of M&M’s. These sweet concoctions…
Estimated Reading Time: 2 minutes Investors want to be protected from bad, destructive things but often place themselves squarely in harm’s way. Reliance upon so-called “industry experts” and conflicted, sales-oriented “advisors” focused on pushing expensive but emotionally satisfying products is…
Estimated Reading Time: 3 minutes Most financial decisions come down to a battle between the heart and the head. The interesting thing is many people totally discount the impact of emotions and contend that their decisions are based only on…
Estimated Reading Time: 3 minutes I saw a Tweet recently from Thinking in Bets author Annie Duke, saying that an affirmative answer to the question above requires an amount of certainty that is unreasonable. Instead, she suggests the question should…
