Estimated Reading Time: 2 minutes Nearly every financial decision you make will have either positive or negative implications for your financial future. What if you could ‘future proof’ your finances? While you can’t totally eliminate uncertainty, it’s entirely possible to…
Estimated Reading Time: 3 minutes The most terrifying word associated with money is tradeoff. Particularly among my fellow boomers, the mere mention of this word ignites the defense mechanisms in earnest. Yet, tradeoffs are required to accomplish financial goals. The…
Estimated Reading Time: 3 minutes When it comes to pyramids, it’s easy to become turned upside down. Such is the case with the infamous food pyramid proffered by the government’s nutritional “experts”. This is also the case with pyramids that…
Estimated Reading Time: 2 minutes As we begin another year, (in fact another decade), the topic of goals is front and center. Start of the year goals are notorious for lack of follow-through. Fitness goals and financial goals usually top…
Estimated Reading Time: 2 minutes Investors who “stay in their seat” as Dimensional Founder, David Booth, likes to say, set themselves up nicely to achieve better outcomes. Despite all evidence to the contrary, investors have liquidated a record $135 billion…
Estimated Reading Time: 2 minutes Fear is a mighty powerful motivator but not always for good. American investors currently have nearly $4 Trillion stashed away in ‘ultra-safe’ target date funds inside their 401(k) retirement accounts. Target date funds, replete with…
Estimated Reading Time: 2 minutes One of the most confounding conundrums investors face is the prospect of experiencing bad outcomes after making good decisions. This sometimes happens because choices about the future always contain an element of uncertainty. Despite our…
Estimated Reading Time: 2 minutes Are you among the 1%? No, I’m not necessarily speaking about the top earners but more specifically, those investors that have properly planned for their financial future. Do you have a financial plan with a…
Estimated Reading Time: 2 minutes Thousands of images, words, and messages stream across our devices every day. These are mostly just background noise but some of it inevitably sticks. What’s got your attention right now? We often start client meetings…
Estimated Reading Time: 2 minutes Most of you will recall the ballad written by Paul Simon called The Sound of Silence. The lyrics include the words “hello darkness my old friend” which perfectly describes the way many of us rely…
